"Individual Health Insurance Plans: Coverage for Your Unique Needs"
Health insurance is a type of coverage that helps individuals or groups pay for medical expenses. It provides financial protection by covering a portion of the costs associated with healthcare services, such as doctor visits, hospital stays, medications, and preventive care. Here are some key points to know about health insurance: Coverage: Health insurance plans typically cover a range of medical services, including preventive care (such as vaccinations and screenings), primary care visits, specialist care, hospitalization, emergency services, and sometimes dental and vision care. Premiums: Health insurance requires paying a premium, which is a regular fee that you must pay to maintain coverage. Premiums can be paid monthly, quarterly, or annually. Deductibles: Many Individual health insurance plans have a deductible, which is the amount you must pay out of pocket before your insurance coverage kicks in. For example, if your plan has a $1,000 deductible, you would need to pay $1,